Thank you for Banking with us.

Welcome to the Farmers State Bank of Watkins Website. At the Farmers State Bank of Watkins, we aim to make banking easy for you. We provide all our customers a wide-range of financial products with the quality hometown service that you deserve.

Now it is easier to bank with us on our FREE Internet Banking. Our Internet Banking product provides a fast and convenient way for you to do your banking. Our site gives you dependable, secure access to your accounts right from your home or office computer.

Banking has never been so easy!

* NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

    All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

    The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as, traditional checking accounts or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

    For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov

* Our Internet Banking product will be down every Wednesday from 5:00 A.M. to 7:00 A.M. CST for regular maintenance